Health Insurance

 

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SGMC offers a self-insured group health insurance plan.  Secure Health is the TPA for the SGMC Health insurance plan.  Eligible employees have the choice between two types of health insurance plans: a Preferred Provider Organization (PPO) or a High Deductible Health Plan (HDHP) with an HSA.


Third Party Administrator (TPA) Information:

Secure Health |www.shpg.com | 800-648-7563


Reach out to Secure Health for information related to medical ID Cards, Claims Questions, Service and Provider Questions 


Health Plan FAQ:

What is an HDHP?


A High Deductible Health Plan (HDHP)  is a low premium, high deductible plan that allows employees to set aside pre-tax dollars on a bi-weekly basis to go into a Health Savings Account (HSA) in the employee’s name.  You can use your HSA account for any medical related expenses, including doctor’s office visits, prescriptions, dental costs, or vision costs.  HSA account balances roll over from year-to-year and are completely portable.

What is a PPO?


A Preferred Provider Organization (PPO) is a plan that includes a network.  By using a network provider, you receive a greater benefit than by using a non-network provider.  Our network is the United Healthcare Options PPO and includes a vast range of physicians and offices all over the country.  A PPO has a medium-range premium and a medium-range deductible with co-payments to assist in the cost of doctor’s office visits.  You also have the option of a Flexible Spending Account with the PPO.

What is a Flexible Spending Account (FSA)?


A Flexible Spending Account (FSA) is an account that contains pre-tax money.  During Open Enrollment, you elect the amount of money you would like in your FSA, which comes from pre-tax deductions bi-weekly.  Maximums for FSA’s are set by the IRS.  You will receive a Benny card, much like a debit card, and you can use the FSA for any medical related expenses, including doctor’s office visits, prescriptions, dental costs, or vision costs.  Flexible Spending Accounts do not roll over year-to-year.

South Georgia Health System Group Health Benefit Plan Notice of Privacy Practices

Click on the link above to view the 2016 Notice of Privacy Practices

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