SHOP Insurance

A product of taylor insurance services

 

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SHOP Insurance, or Supplemental Health Options is a form of hospitalization indemnity insurance.  SHOP Insurance policies are issued by Allstate Benefits and pays a daily benefit for hospital confinement to offset the high costs of being in the hospital.

Why would I need SHOP Insurance?


Going to the hospital is expensive, especially if you are admitted.  With major medical plans only covering a portion of the cost of hospitalization, employees may need supplemental insurance to cover any unreimbursed expenses.

What benefit would I get if I were hospitalized?


This hospital indemnity policy is issued by Allstate Benefits and pays a daily benefit for hospital confinement in the form of an initial lump sum payment.  Additional benefits include payments for surgery and anesthesia, intensive care, inpatient, outpatient, at-home nursing funds, and even transportation.

For additional information, please contact Tom Dorywalski, your Taylor Insurance Services representative at 229.247.6411.